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Generally, audits for business insurance, particularly for policies like workers’ compensation or general liability, occur annually at the end of the policy term. The goal of these audits is to help ensure that your coverage is tailored to your actual needs, which can give you peace of mind knowing that you’re properly protected as your business grows or changes.

An audit is needed to keep your business insurance accurate and fair. It ensures you’re paying the right amount based on your actual payroll, revenue, or changes in your operations. As your business grows or shifts, the audit helps adjust your coverage so you stay fully protected. It also ensures compliance with regulations and prevents surprises if you ever need to file a claim. Think of it as a way to make sure your insurance matches your business, keeping everything running smoothly!